Terms

Terms of use

Susman Insurance Agency, authorized to sell insurance in California (License 0B75129), operates this website. It furnishes educational resources about life insurance and a quotation system drawing rates from carriers depending on your answers.

Quotes are estimates only. Rates are carrier-supplied for the rate class you indicated and provided as information. They represent no insurance contract, guaranteed rate, or approval pledge. The carrier's underwriting process sets your ultimate premium, class, and eligibility; your issued policy document is what governs.

No coverage starts here. Requesting a quote, filling an application, or sending a message creates no coverage. Insurance begins when a carrier approves a policy and you accept and finance it.

Availability. Carriers, policies and pricing differ by residence state and individual profile and shift regularly. Rates shown apply to California residents.

Information. Materials presented on this website are informational and not legal, fiscal or investment direction. Verify essential matters using a credentialed expert.

Third-party platform. When you reach the application screen, an external service operates the application form under its separate agreement.